Kids Zone Academy LLC

The mission of the Child Care Center is to provide quality early childhood care for the children. We offer both full and part-time programs. Our program is designed to meet the special needs of toddler and preschool children in a safe and nurturing environment. Our goal is to strengthen the bridge between your work and family life by creating a special place that supports them both.


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Cuchi Transfers Tours And Fishing The Best fishing tour in Costa Rica

Cuche Transfers really know how to treat a guest. Picked us up at the airport in a nice air conditioned van. Had drinks on board for the +1 hour ride. Took us to the Los Suenos resort where the new owners personally met us out front of the condo we had rented in the Package they had put together for us. The condo had a beautiful view of the bay & marina (Marbella 4A - Request it!!). The owners had parked a golf cart for us at the condo so we were all set. We spent the evening exploring & checking out Los Suenos. The next morning we went to Costa Rica Dreams office to go fishing. We were met by the owners again, serving us coffee & pastries. The captain introduced himself & we were off. It was a short ride to the fishing grounds where we had a blast catching several Sailfish & Yellowfin tuna. The crew worked seamlessly together & obviously knew what they were doing. Once we arrived back at the dock we were created by a very nice lady providing cold scented towels to wipe our faces & hands with. She Also had a tray of cold frozen drinks that were fantastic. Everything we experienced with these guys was complete pampering & first class. I've fished a lot of places around the world & never found an outfit like this one. We'll surely be recommending this place & coming back next year!! THANK YOU LUIS from Cuche Transfers
Our family had a wonder full experience.  I strongly recommend Cuchi Transfers  for any tours in Costa Rica.

To book Your Best tour in Costa Rica at very affordable rates.
http://cuchitransfers.com/


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Image result for costa rica fishing tour
Image result for costa rica fishing tour

Manuel Antonio National Park - Cuchi Transfers

Manuel Antonio National Park is the most famous National Park in Costa Rica and the most visited by tourists each year. Sunbathe on sandy white beaches and enjoy the beauty of this small National Park. With 4 beaches, there is plenty of space to find a remote spot and set up for the day while wildlife flock to the natural and untouched surroundings.

After being to the Monteverde Cloud Forest and La Fortuna myself and my partner were happy we went, but also disappointed in this national park. Yes it is beautiful because of the amazing beaches, but there were way too many people even at 8:30am in the morning. It felt more like a zoo or as someone said, Disneyland at opening time. We spent our time at playa espadilla instead... but yes we did end up in a tug-of-war with a racoon and our backpack! 

We didn't need a guide to see some incredible animals such as sloths, lizards, many types of monkeys etc, you just need to keep your eyes open.. also, there are so many people that when they are stopped and taking photos of something, you just check out what they are looking at and will find wildlife that way!


Our family had a wonder full experience.  I strongly recommend Cuchi Transfers  for any tours in Costa Rica.

To book Your Best tour in Costa Rica at very affordable rates.


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Mangrove Monkey Tour Quapos, Costa Rica review

We had a great experience on this tour. We opted for the boat as we wanted to sit back and relax. Atillio was our guide and he couldn't have been better. 
Our captain, who's name is escaping me, was great too. 
Learning about Damas Island was cool. I actually saw where the river and the ocean met. It's an actual line in the water. Pretty cool. We saw a rainbow boa, a unique (and poisonous) caterpillar, a 7 foot crocodile, a three foot crocodile (which we got to hold), and of course lots of monkeys. We did not have crowds at all and only saw 2 kayaks and 1 other boat the entire tour.
Lunch afterwards was delicious. 
I highly recommend this tour for people of all ages and abilities.

The best Costa Rica Monkey tour. It was so cool to feed the white faced monkeys. To touch,feel and feed the beautiful monkeys was a wonderful experience. Luis from Cuchi Transfers offered this Mangrove Monkey Tour at an very affordable price.  Our family had a wonder full experience.  I strongly recommend Cuchi Transfers  for any tours in Costa Rica.


To book Your Best tour in Costa Rica at very affordable rates.





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Disney Dirty Scenes That Will Ruin You Childhood

1. The Little Mermaid

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2. Lion King

People were pretty outraged when they noticed that the dust in the sky spelled out the word “SEX”. Disney defended themselves saying it was meant to spell out “SFX” as a tribute to the special effects team. Do you believe them?
sex-the-lion-king

3. Monsters Inc.

Ever noticed the drawing in the movie? Not so innocent, especially for a child’s drawing. There’s no possible explanation for it. An insanely dirty Disney scene!monstersinc

4. The Little Mermaid

In the wedding scene the minister seems to be a little bit too excited, if you know what we mean. Disney claimed that the bulge between his legs was in fact just his knee but you can decide for yourself.littlemermaid
littlemermaid

5. Hercules

When the River Guardian in Hercules gets hit on his head by a horseshoe, a conveniently shaped bump forms on his head, resembling something that usually doesn’t belong on someone’s head. His eyebrows make a beautiful addition as they shape into testicles.

hercules

6. Lion King

This movie had so many sexual innuendos it should be rated R! Check out those Dunes, they don’t look like your typical hill…
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7. Hercules

This muse forgot to put her underwear on that morning, which she revealed to everyone when her dress flies in the air.

8. Toy Story

Do you remember this creepy character of a toy made entirely out of legs? Remember the hook attached to it? Almost like a “Hooker”… Not so innocent.
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9. Donald Duck

What have you got there Donald? Looks like someone has a little itch…
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10. The Jungle Book

The moment Mowgli humped an elephant in The Jungle Book. That’s what happens when you live amongst animals for too long.
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How to Get Out of Student Loan Debt

Of the millions of Americans who struggle to pay student loans, many want to know: Can I reduce or eliminate my student loan debt?  In very limited circumstances, it is possible to get rid of student loan debt. However, most people will not be able to wipe out some or all of their loans. The good news, though, is that some people are eligible to reduce monthly payments, get a temporary break from payments, or take advantages of other ways to better manage their student loan payments.
Many of these programs depend on the kind of loan you have. To find out about the different types of loans and get details on the below programs, see the articles in ourStudent Loan Debt area.
Below is an overview of your options if you struggle to pay your student loans.

Payment Plans for Financial Hardship

If your income is low or unstable, or you have very high student loan debt compared to your income, you might be eligible for one of the below plans.

Income Contingent Repayment Plan (ICRP) 

If you have a federal Direct Loan (other than a PLUS loan), you can opt for this plan which calculates your payment amount based on your income. Your payments could be as low as $5 or even $0. If you haven't paid off your loan after 25 years, the government will cancel the remaining balance.

Income Sensitive Repayment Plan (ISRP) 

In this plan, which is only available for a certain type of loan (called a FFEL), your payments are based on your annual income, family size, and total loan amount. Your payments must at least cover accruing interest and you must pay the loan off in ten years.

Income Based Repayment Plan (IBRP)

You can get an IBRP for both Direct loans and FFELs, but you cannot be in default to qualify. IBRP offers more flexible options than under ICRPs or ISRPs. Your debt is eliminated after 25 years of payments, payments can be less than the accruing interest, and may be less than under ICRPs or ISRPs. 

Hardship Repayment Plans for Perkins Loans

If you have a Perkins loan, you must pay at least $40 per month, but the school can extend repayment for another ten years or allow additional extensions for prolonged illness or unemployment.
To learn more about these types of plans, see Student Loan Repayment Options.

Payment Plans Without Financial Hardship

If you don’t qualify for a payment plan based on financial hardship, there are still several options for restructuring your payment plan for federal loans. You can opt for a graduated payment plan where your payment starts low and slowly increases as time passes. Or, if your loan is over a certain amount, you can stretch out your payments over 25 years (versus the usual ten years). To learn more, see Student Loan Repayment Options.

Consolidating Your Student Loans

A consolidation loan allows you to combine one or more of your federal student loans into a single loan with one monthly payment. A consolidation loan can be helpful if you want to reduce your interest rate, you don’t qualify for another payment plan program, you qualify for another payment program but still can’t afford the payments, or you want to get out of default.
To learn more about how to consolidate your loans, eligibility criteria, restrictions, and the pros and cons, see Student Loan Consolidation.

Deferring Student Loans

A deferment excuses you from making student loan payments for a set period of time because of a specific condition in your life -- such as returning to school, economic hardship, or unemployment. Interest will not accrue on subsidized loans during the deferment period.  (Learn more about deferring student loans.)

Getting a Forbearance

With loan forbearance, your loan holder gives you permission to stop making payments for a set period of time or to temporarily reduce payments. Common reasons supporting a forbearance include poor health, unforeseen personal problems, your inability to pay the loan within ten years (or other loan term period), or monthly loan payments that are more than 20% of your income. (Learn more about student loan forbearances.)

Cancelling Student Loans

In some situations, you can get rid of your student loans altogether. This is referred to as cancelling  or discharging loans. In order to do this, you must meet very specific criteria. The programs only apply to certain types of loans and sometimes only if you received the proceeds after January 1, 1996.. Sometimes, you can cancel part of the loan, but not the entire loan.
The circumstances in which you might be able to cancel your student loan include:

Discharging Student Loans in Bankruptcy

It’s very difficult to discharge student loans in bankruptcy. You must demonstrate that it would be an undue hardship for you to pay them, and courts are very reluctant to find that debtors have met this standard. If you file for Chapter 13 bankruptcy, however, you may be able to pay all or part of your student loans through your Chapter 13 plan. To learn more, see Student Loans and Bankruptcy.
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